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Bringing Your Financial Plans To Life

9 Jan 25

Our lives would be a lot easier if we could predict the future. Whilst it is unlikely that your financial planner has a crystal ball in their back pocket, what we do have is Cashflow Modelling!

Cashflow Modelling is a financial planning and forecasting tool that we use to provide our Clients with personalised, comprehensive, and dynamic financial plans.

Here are four reasons why you should be engaging with Cashflow Modelling with your Financial Planner.

Financial future visualisation
Cashflow modelling allows you to clearly see your entire financial landscape. Encompassing income, expenditure, investments, retirement plans and more. This helps our Clients to grasp how different planning elements shape their financial future.

Confidence from scenario modelling
You have the exciting opportunity to explore “what-if” scenarios, such as “What if I retire early”, “What if I gift to my children to purchase a home?” or even “What if there is another market crash?”. This feature lets you to see how different choices or situations impact your long-term plan and can empower you to make decisions that will positively impact your life.

Goal tracking
We can use Cashflow modelling to help you define and pursue your financial aspirations. Whether saving for retirement, funding education, or reaching a particular net worth, cashflow modelling can provide consistent progress updates and help you stay informed and inspired on your journey towards achieving your goals.

Advice clarity from interactive engagement
The tool encourages you to participate actively in financial planning sessions, fostering collaborative decision-making. Your Financial Planner will use your unique circumstances and insights to create your tailored recommendations. Your active participation will give you a deeper understanding of the reasoning behind each recommendation.

What areas of financial planning can cashflow modelling help me with?

As we can see from above, Cashflow Modelling can enrich all financial planning aspects and help you visualise your future. Below is a list of areas we feel really benefit from the experience.

Retirement Planning
Calculating your optimal retirement ages modelling different income strategies.
Education Funding
Planning for children’s or grandchildren’s education expenses as tax efficiently as possible.
Estate Planning
Visualising wealth transfer and inheritance strategies and how this would impact your lifetime goals.
Insurance & Risk Mitigation
Evaluating your need for life, illness, disability, or long-term care insurance and eliminating the risk of you having to draw on your assets or sell your property should anything happen.

Click here to speak with us about how Cashflow Modelling could transform your financial planning experience.

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