Questions?
We have answers.
How can I apply or learn more about joining the team?
We’d love to meet you! Reach out to hello@Finura.co.uk to start the conversation and explore your potential at Finura. Together, let’s shape the future of financial planning.
What diversity, equity and inclusion (DEI) initiatives does Finura champion?
DEI is core to our DNA. We have a dedicated DEI team driving events, awareness, and lasting change. Over half our management and leadership team are women, and our leaders bring diverse backgrounds and perspectives. We work tirelessly to ensure Finura is a place where everyone feels welcome, valued, and empowered to excel.
How will my clients and staff be looked after if I exit?
Your legacy will be preserved. Clients receive personal, proactive advice and support underpinned by Finura’s high standards, and your staff join a positive, growth-focused culture with genuine opportunities for advancement.
What exit strategies and succession options are available at Finura?
We offer a range of flexible options, including phased and full exits - with structures tailored to your goals. Our priority is to maximise business value and ensure the ongoing security and satisfaction of your clients and team.
Is there an earn-out or incentive structure for transferring my book?
Yes, we offer competitive remuneration and tailored earn-out packages, recognising both the immediate and long-term value you bring. Arrangements are fair, transparent, and designed to reward your contribution to Finura.
What support does Finura offer for transferring my client book?
We have years of experience making onboarding smooth, for both planners and clients. Our dedicated transition managers, proven process, and exceptional client retention rates are testament to our client-first mindset. We handle provider communications, compliance, and all details to ensure a seamless experience.
What transition options are available for business owners and planners?
We recognise the importance of your reputation and legacy. Our transition options include flexible, transparent deal structures whether you want a phased exit, full succession, or a trusted handover. We’re here to safeguard your clients’ experience and your hard-earned reputation.
What technology and operational support will advisers have access to?
You’ll be equipped with leading technology for planning, portfolio management, and client relationships. You’ll work alongside a skilled team - including client account management, paraplanning, compliance, marketing, and communications - so you can focus on client advice and sustainable growth.
What is included in Finura’s ongoing planning and wealth management fee?
Our ongoing planning and wealth management fee is designed to provide you with comprehensive support as your financial journey evolves. This fee covers regular reviews of your financial plan, proactive wealth management, management of contributions and withdrawals and access to our team of planners whenever you have questions or need advice.
It also includes updates and activity following changes in tax laws or investment markets, coordination with your other professional advisers (such as solicitors or accountants), and access to high level advice from our own professional network covering mortgages, will writing, cash management, foreign exchange and more. In short, it gives you peace of mind knowing your finances are being looked after with expert care, year-round.
It also includes updates and activity following changes in tax laws or investment markets, coordination with your other professional advisers (such as solicitors or accountants), and access to high level advice from our own professional network covering mortgages, will writing, cash management, foreign exchange and more. In short, it gives you peace of mind knowing your finances are being looked after with expert care, year-round.
Can Finura take over and manage my existing portfolio and plans?
In almost all cases, the answer is yes. Our team will begin by thoroughly understanding your aspirations and assessing how your current financial plan and portfolio align with your goals. We’ll then suggest any necessary changes or, if everything is in good shape, continue to review and monitor your portfolio as part of our ongoing service. By appointing us, you’ll receive both a dedicated financial planner and a client account manager to ensure a smooth and seamless transition, with clear guidance and support every step of the way.
How can I make the most of tax allowances, bands, and exemptions?
We work with you to ensure you make the most of every available allowance and tax band - including income tax, dividends, capital gains, and gifting exemptions. By planning ahead, we can help you share income and assets within your family in a tax-efficient way and manage your wealth with future generations in mind.
If I’ve maxed out my pension and ISA, what else can I do?
Maximising pensions and ISAs is a strong start, but there are further steps to boost tax efficiency and grow your wealth. We can help you explore options such as making use of annual capital gains tax allowances, investment bonds, or alternative tax-advantaged investments like Venture Capital Trusts (VCTs) and Enterprise Investment Schemes (EIS). Estate planning, or reviewing how your funds are invested for risk and diversification, may also enhance your long-term strategy.
How does Finura help business owners with tax planning?
We create bespoke tax planning strategies for business owners, covering areas like efficient profit extraction, employee benefit planning, succession, and optimising your business structure. Our advice ensures your business finances and personal wealth work together effectively while maximising tax efficiency.
Can gifting my main residence help reduce my inheritance tax bill?
Gifting your main residence can reduce inheritance tax, but it’s essential to follow the rules. If you gift your home and survive for seven years, it may fall outside your taxable estate - provided you also give up the right to live there, or pay market rent if you stay (otherwise, it remains subject to the “gift with reservation of benefit” rules). Inheritance tax planning with property is complex, so we’ll work closely with you and specialist solicitors to ensure any decisions fit current legislation and your wider financial plan.