Questions?
We have answers.
Should I consider donor-advised funds, trusts, or foundations for charitable giving?
We’ll help you assess benefits, costs, and the right level of involvement. Donor-advised funds, trusts, and foundations all offer control and potential tax efficiencies - you’ll get advice tailored to your ambitions and situation.
Can I involve my family in my giving strategy?
Yes! We encourage family conversations around philanthropy, which can strengthen relationships and build a culture of giving across generations.
How do I pick the right causes or charities?
We’ll help you clarify your values, research potential charities, and develop a strategy to support causes that truly matter to you, ensuring your giving is impactful and rewarding.
What are the best ways to create a lasting philanthropic legacy?
Options include setting up charitable trusts, family foundations, or giving funds. These embed your values into your long-term plans, ensure meaningful impact, and can offer long-lasting tax benefits.
How can I make my charitable giving more tax-efficient?
We help you use reliefs like Gift Aid, and advise on giving from ISAs, pensions, or charitable trusts. Strategic giving reduces income and capital gains tax, maximising the impact of every donation as part of your wider plan.
What are the current rules for Business Asset Disposal Relief (Entrepreneurs’ Relief)?
This relief grants a reduced Capital Gains Tax rate on lifetime gains up to £1 million, with rates of 14% from April 2025 and rising to 18% in April 2026. We’ll help you plan disposals for the most tax-efficient outcome.
Can my business pay for professional advice?
Yes, professional advice fees can often be paid by the business and structured tax-efficiently. We’ll help you understand what’s possible for your company.
Are Family Investment Companies a good idea?
Family Investment Companies (FICs) can offer control and tax advantages but are often complex and costly. Simpler solutions, like investment bonds, may deliver similar benefits with less fuss. We’ll compare options and recommend what’s right for your goals and situation.
Can Finura review our key person and shareholder protection?
Yes, we provide comprehensive reviews of your business protection arrangements, filling gaps and upgrading cover as needed. We work closely with your accountant and legal team to align your protection with your business’s risk and succession plans.
How can I create a tax-efficient employee benefit strategy?
Consider options like group pensions, private medical insurance, income protection, key person cover, and shareholder protection. These can provide tax relief while enhancing retention and protecting your business's financial future. We’ll craft a solution tailored to your company’s needs.
How should I invest retained profits?
Retained profits can be reinvested in the business - like capital, new projects, or staff - or diversified into personal investments such as ISAs, pensions, or alternative assets. We help you decide between business reinvestment and personal wealth-building, based on your objectives.
What are my options for tax-efficient profit extraction?
Options can include a mix of salary, dividends, pension contributions, Venture Capital Trusts or Enterprise Investment Scheme investments, and retaining profits within the business for future benefit. We tailor a solution for you - balancing workable profit extraction today with smart long-term growth and exit planning.
How does a financial planner fit with my accountant or corporate finance team?
A financial planner brings everything together, focusing on your personal and business wealth goals. While accountants handle compliance and tax returns, and corporate finance teams focus on business transactions, we integrate tax-efficient planning, pensions, investment strategies and risk management to make sure your personal and business finances work in harmony.
Who is Finura’s typical female client?
Our female clients come from a wide range of backgrounds and life stages — from successful entrepreneurs and professionals to those preparing for retirement or navigating life events such as divorce or inheritance. What unites them is a shared desire for financial independence, peace of mind, and a secure future. Whether you’re building wealth, planning for retirement, protecting your family, or leaving a legacy, we provide tailored, empathetic financial planning that’s as unique as you are.